The register of account holders, to which several institutions will have unlimited access , is the latest idea of the ministry of finance, whose stated goal is to increase the effectiveness of law enforcement and tax control. The Central Account Database (CBR) includes information about payment accounts, credit accounts, deposits, and insurance contracts. The law provides that this information will be transmitted by banks, mutual funds, insurance companies and other similar institutions.
Personal data that we hold as part of the services
access to the central bank of the russian federation will be granted not only to law enforcement agencies, but also to tax authorities and bailiffs (only a few state institutions). At this time, almost all information is available on the Internet, but not everyone wants to delve and search, and many do not even know that you can work on an online platform. You can find out a lot of information from deltamarket.net reviews , which is available online with an excellent reputation and a lot of information.
In addition to basic information about the account, such as its number or date of opening, the CBR must also contain the owner's identification data: first name, last name, passport, home address, ID card series and number, and even contact information (phone number and email address). The data will be stored in the Central Bank of the Russian Federation for 10 years. It is this point of the statement of the Ministry of Finance that causes the most excitement.
It is important to note that the Central Bank of the Russian Federation will contain data not only of account holders, but also of their representatives. However, bailiffs do not have access to the identification data of trusted persons.
What is the Difference?
Currently, access to information is much more difficult for officers. For example, in the case of the police, the decision must be made by the provincial commandant. Then, at his request, the court must allow the disclosure of bank secrecy. If the new rules come into force, the procedure will not be as simplified as it is effectively abolished:
Sharp criticism
Significantly facilitating access to the account holder's data raises serious questions. lawyers associated with the panopticon foundation, whose goal (as the website says) is "to work for freedom and the protection of human rights in a controlled society," criticize the new project. They fear abuse by government agencies. These concerns are shared by Adam Kemp, who spoke sharply about the project:
Increase efficiency and reduce costs
However, the Ministry of Finance has a strong argument. He wants to warn the EU directive, which is already being prepared in Brussels. It suggests that each EU country should introduce a system for identifying account holders. Similar systems already exist in many Member States, m.in. in Germany, Austria, France, Spain and the Czech Republic. however, this is not the only reason for the project. Another is the desire to simplify the process of obtaining information. the current procedure is extremely time-consuming and simply makes it difficult to effectively combat financial crime.
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